2021 May — Portfolio Update

Photo by Maxim Hopman on Unsplash

This month there were major changes in my portfolio. These changes were mainly due to the devaluation of the cryptocurrencies and stock market.

Major changes:

• My crypto currencies portfolio dropped more than 20%.
• I selled about 26% of all my cryptocurrencies.
• I moved ~1.5K € from crypto currencies portfolio to a Stocks / ETFs exchange.
• I moved arround ~0.5K from crypto currencies portfolio to cash but ready to buy stocks or ETF’s.
• I practically only have Bitcoin at the moment as crypto products.
• I increase ETF’s and Stocks participation.

In short, I just tried to reduce the risk of participation in cryptocurrencies due to the great decline this month.

I think I need to study more investment diversification and review my strategy to increase my global portfolio.

I still want to invest on cryptocurrencies.

As usual in each month, the following investments were added:

• Stocks: reserved more 500€
• P2P: 100€

As a sequence of all this changes, my stocks and ETF’s portfolio had a big growth.

Current Portfolio Value

This was a bad month for two reasons:

• The Cryptocurrencies market fall almost 50%.
• My main asset on my portfolio are cryptocurrencies.

Taking this, I decided to start distributing some of my crypto value to another products like Stocks or ETFs:

Portfolio distribution at 2021/05/31

Since there were major value corrections on cryptos my overall portfolio value dropped about 18%:

My Portfolio Value Evolution over the last months

Crypto Currencies (52%)

Besides the huge drops of this month, I made an radical change on my cryptocurrencies portfolio. This changes followed the next order:

• I Selled all my cryptos
• Put arround 1K from this sell to Stocks and 0.4k to ETF’s
• I bought bitcoin with remaining value. I have more bitcoin now than before, but Ihave practically no altcoins. I consider Bitcoin the crypto that falls less when compared with others.

My current Crypto Currencies Application at 2021/05/31

My Crypo Currencies Portfolio Values over the last months — 2021/05/31

Stocks (37%)

I bought the follow stocks:

• More 3 Stock of Apple
• More 4 Stocks of Uber
• More 1 Stock of Salesforce
• More 2 Stocks of Axsome Theurapetics
• More 4 Stocks of Exelexis
• New 2 Stocks of AirB&B
• New 2 Stocks of Walt Disney
• More 1 Stock of Wal Mart
• New 2 Stocks of Coinbase

Current Stocks distribution 31/05/2021

My Stocks Portfolio Value over the las months — 2021/05/31

ETFs (5%)

I only have one product of ETF.

I’m owning at the moment 74 units of ISHSIII-CORE MSCI WORLD U.ETF.

P2P Lending (7% of my portfolio)

No big changes this month. Added only more 100€ to Bondora and Mintos, 50% each.

My P2P Lending Application by Platform — 2021/05/31